Yes. If your employer offers hospital liability insurance, your acceptance is guaranteed regardless of your health. They simply need to be actively used for your coverage to be effective.2 There are no medical exams and no health questions that need to be answered. It`s pretty scary to be hospitalized, so why worry about being able to cover unexpected expenses? Staying in the hospital after an accident or illness can be costly. Even high-quality medical plans can leave you with additional costs. Costs such as plan deductibles, co-payments for doctor visits, and additional costs for off-grid care can add up quickly. The financial support you need when the time comes means less worry for you and your family. For more details on the best plan for you and your family, contact your company`s benefits administrator or contact metLife directly for more information. The average cost of a 3-day hospital stay is about $30,000.4 that hospital liability insurance pays, no matter what your health insurance covers. Yes. Once all the necessary information has been received, complaints are usually dealt with within 10 working days. Only one claim form is required per accident, and each claim is reviewed by a claims adjuster. Payments are made directly to you, not to doctors, hospitals or other healthcare providers.

You will receive a check to pay you for maximum convenience. Carri understands that a range of supplemental insurance products can help her prepare for the unexpected with little extra effort. Hospitalization can be costly. Supplement your health insurance with hospital insurance. 4 Source: Protection against high medical costs. www.healthcare.gov/why-coverage-is-important/protection-from-high-medical-costs/. Retrieved September 2021. One of the main reasons for bankruptcy in the U.S. today is medical bills.* Voluntary benefits can help you plan more efficiently.

Yes, you can use your benefit payment as you wish. Use it to cover your household bills, health insurance deductibles, co-payments, etc. * Medical bankruptcy and economy, November 19, 2019 www.thebalance.com/medical-bankruptcy-statistics-4154729. Retrieved May 2020. No. This supplementary insurance comes into effect on the day of your coverage as long as you are actively employed. There is no waiting time to respect. .